Step-by-Step Guide to DSW Credit Card Application: Benefits and Details
DSW, or Designer Shoe Warehouse, is a popular footwear and accessories retailer in the United States. In addition to offering a wide selection of shoes, handbags, and accessories, the company also provides its customers with the option of applying for a DSW credit card.
The credit card comes with several benefits, including rewards points for every purchase made and free shipping on all DSW.com purchases. In this article, we will explore the DSW credit card application process, its benefits, and important details that potential applicants should keep in mind.
Application Process
The DSW credit card application process is simple and straightforward. Interested individuals can apply online at the DSW website or in-store at any DSW location. To apply online, applicants need to visit the DSW website, click on the “Credit Card” link at the bottom of the page, and then select “Apply Now.” Applicants will need to provide their personal information, including their name, address, social security number, and income information.
Applicants will also need to provide information about their employment status, such as their employer’s name and phone number. After submitting the application, applicants will receive a decision within a few minutes. If approved, the credit card will be mailed to the applicant’s address within 7-10 business days.
Benefits
The DSW credit card comes with several benefits for its cardholders. First and foremost, cardholders earn rewards on every purchase they make with the card. For every dollar spent at DSW, cardholders earn 2 points, and for every dollar spent elsewhere, cardholders earn 1 point. Once cardholders earn 100 points, they receive a $5 DSW reward certificate, which can be used towards a future purchase at DSW.
In addition to earning rewards, DSW credit cardholders also receive free shipping on all DSW.com purchases, a birthday gift each year, and early access to sales and events. Cardholders also have the option to enroll in the DSW VIP program, which provides additional benefits such as free returns and exchanges, exclusive offers, and a personal shopper.
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Important Details
Before applying for the DSW credit card, it is important to keep in mind some important details. First, the card comes with a variable annual percentage rate (APR) that ranges from 25.74% to 27.74%, depending on the applicant’s creditworthiness. This high APR makes it important for cardholders to pay off their balance in full each month to avoid accruing interest charges.
Another important detail to keep in mind is that the DSW credit card is only valid at DSW stores and on DSW.com. Cardholders cannot use the card at other retailers or for other types of purchases.
Conclusion
Overall, the DSW credit card is a great option for frequent DSW shoppers who want to earn rewards on their purchases. The application process is simple and straightforward, and the card comes with several benefits for cardholders. However, potential applicants should keep in mind the high APR and the card’s limited usability. As with any credit card, it is important to use the card responsibly and to pay off the balance in full each month to avoid accruing interest charges.
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