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9 Best USA Mortgage Lenders of  2023 You should Know

No hidden fees, reasonable mortgage rates, and an online experience that saves homeowners time and money. Lender closing costs are $150 lower for Ascent site applicants.

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9. Better

Its online experience and no lending costs for existing clients make it a great selection. Rarely offers $30 million jumbo loans.

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8. Axos Bank Mortgage

Its flawless move to online-only applications helped it become the largest U.S. lender. Its high-quality app and consistent No. 1 J.D. Power customer service scores make it impossible to ignore.

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7. Rocket Mortgage

Competitive rates and diversified lending conditions and products are unusual. Fast service streamlines homebuying. New American also helps consumers improve credit and get a good mortgage.

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6. New American Funding

Guaranteed Rate makes it easy to investigate loans and apply by letting you securely upload and digitally sign loan documentation.

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5. Guaranteed Rate Mortgage

Top refinance and FHA/VA lender. Its mello smartloanTM technology digitally verifies assets, employment, and income to simplify refinancing.

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4. loanDepot

Being the leading VA home lender says volumes. Veterans United offers competitive rates, terms, and lending products.

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3. Veterans United

Experience, membership savings, and speedy prequalification. Self-employed people may like SoFi's underwriting, which prioritizes income and assets above credit history.

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2. SoFi Mortgage

Few lenders can match the loan products and terms, and the interest rate and fee discounts for Preferred Rewards members define relationship banking.

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1. Bank of America Mortgage

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